Ag/Business Checking Accounts

	DOLLARWISE	BUSINESS CHECKING	BUSINESS NOW	PREMEIUM CORPORATE SWEEP	LINE OF CREDIT SWEEP
Account Designed For	This account is perfect for the small business owner who only requires a very basic checking account for their business finances. FREE online banking, phone banking and bill pay make this a very sensible account.	LSB's Business Checking offers many premier account features and earns credit on the average collected balance (2). An ideal checking solution for any size of business, with many value-added features.	This interest bearing (1) checking account offers a tiered rate structure and MANY extras! It may be held by individuals, sole proprietorships, nonprofit organizations, federal, state, county and municipal government entities. This account also earns credit (2).	The Premium Corporate Sweep account is an ideal solution for business checking account customers with excess cash to invest. An automated movement of funds offers convenience, liquidity and ehnaced yield.	This account uses the Automated Line of Credit sweep service in conjunction with Lincoln Savings Bank Premium Corporate Sweep Account. Utilizing both the Investment and Line of Credit Sweep allows you to maximize your return on funds and still enjoy the convenience of readily available credit.
Minimum Amount To Open	$100	$100	$100	$50,000	$50,000
Monthly Service Charges	$1.50	$5.00 maintenance fee per cycle. $0.15 withdrawal fee per debit over (3) per cycle.	$5.00 maintenance fee per cycle. $0.15 withdrawal fee per debit over (3) per cycle.	$50.00	$75.00
FREE LSB Checks	0	150	150	150	150
FREE Online Banking	X	X	X	X	X
FREE Online Bill Pay	X	X	X	X	X
Online Cash Management	X	X	X	X	X
FREE Telephone Banking	X	X	X	X	X
FREE Research	$1/image $10/statement	X	X	X	X
eDeposit	X	X	X	X	X
Image Statement with FREE Binder	Statement does not include images or cancelled checks.	X	X	X	X
ATM / SHAZAMChek® Debit Card	$12 Annual Fee per card (3).	$12 Annual Fee per card (3).	$12 Annual Fee per card (3).	$12 Annual Fee per card (3).
Earns Interest (1)			X	X	X
Earns Credit		X	X
Overdraft Protection Available2	X	X	X	X
(1) Interest payment is based on the daily balance method. This method applies a daily periodic rate to the balance in the account each day. The interest rate and the annual percentage yield on the account may change at any time based on the bank's discretion. (2) The average collected daily balance is calculated by adding the collected balance in the account for each day of the period and dividing that figure by the number of days in the period. (3) $6.00 Annual Fee for Secondary Card on same account