| |
FREEDOM |
DOLLARWISE |
NOW |
PRESIDENTIAL |
WORKPLACE |
ABE |
STUDENT |
Account
Designed For |
This account lives up to its name with no monthly minimum balance and no monthly service charges. It truly is FREEDOM CHECKING!
> APPLY NOW! |
Perfect for the individual who wants a basic checking account without having to worry about keeping your average balance above a certain level. |
This account has everything you would ever want from an interest bearing account*, including an imaged statement, tiered rate structure and many extras! |
LSB's Presidential checking offers all the premier account features an informed consumer would demand from their checking.
> APPLY NOW! |
Enjoy the premier features of LSB's Presidential checking, without the minimum balance requirement! Available to employees of qualifying employers. |
For those who maintain a higher average balance, this account includes "extras" like unlimited FREE checks, FREE ATM or SHAZAMChek® card, FREE small safe deposit box, interest* earnings, and more!
> APPLY NOW! |
If you are a student 18-23 years old and attend an accredited post-hight school institution, you qualify for this account with many great features making it the top of its class! |
Minimum Amount
To Open |
$100 |
$100 |
$100 |
$100 |
$100 |
$100 |
$100 |
Minimum Average
Daily Collected Balance |
$0 |
$0 |
$2,000 |
$500 |
$0 |
$2,500 |
$0 |
| Monthly Service Charges |
$0 |
$1.50
(Handling Fee) |
If avg. collected daily balance** falls below $2,000 for statement cycle, then a $4.50 maintenance fee and $0.15 withdrawl fee for each debit over 3 applies. |
If avg. collect daily balance** falls below $500 for statement cycle, then $5.50 maintenance fee and $0.15 withdrawl fee for each debit over 25 applies. |
NO service charges apply if employed by a qualifying employer! |
If avg. collected daily balance** falls below $2,500 for statement cycle, then a $7.50 maintenance fee applies. |
$0 |
| FREE LSB Checks |
0 |
0 |
150 |
150 |
150 |
Unlimited! |
150 |
| FREE Online Banking |
X |
X |
X |
X |
X |
X |
X |
| FREE Online Bill Pay |
X |
X |
X |
X |
X |
X |
X |
| FREE Telephone Banking |
X |
X |
X |
X |
X |
X |
X |
| Research |
$1/image $10/statement |
$1/image $10/statement |
FREE! |
FREE! |
FREE! |
FREE! |
$1/image $10/statement |
| Image Statement with FREE Binder |
Statement does not include images or cancelled checks. |
Statement does not include images or cancelled checks. |
X |
X |
X |
X |
Statement does not include images or cancelled checks. |
| ATM / SHAZAMChek® Debit Card |
$12.00 annual fee per card. |
$12.00 annual fee per card. |
$12.00 annual fee per card. |
$12.00 annual fee per card. |
$12.00 annual fee per card. |
FREE! |
FREE! |
| Earns Interest* |
|
|
X |
|
|
X |
|
Ready Reserve Overdraft Protection
Available1 |
X |
X |
X |
X |
X |
X |
X |
| Other Account Features |
| | |
$5.50 maintenance fee is waived for individuals over the age of 55. |
Premium CD Rate & Discounted Loan Rate. |
FREE Small Safe Deposit Box. |
|
* Interest payment is based on the daily balance method. This method applies a daily periodic rate to the balance in the account each day. The interest rate and the annual percentage yield on the account may change at any time based on the bank's discretion.
**The average collected daily balance is calculated by adding the collected balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
1 Ready Reserve is subject to credit approval. |