Personal Checking Comparison

FREEDOM PRESIDENTIAL ABE
Account Designed For This account lives up to its name with no monthly minimum balance and no monthly service charges. It truly is FREEDOM CHECKING!
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LSB's Presidential checking offers all the premier account features an informed consumer would demand from their checking. Monthly fee is waived for customers over age 55.
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For those who maintain a higher average balance, this account includes "extras" like FREE small safe deposit box (where available), interest* earnings, and more!
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Minimum Amount To Open $100 $100 $100
Minimum Average Daily Collected Balance $0 $500 $2,500
Monthly Service Charges $0 If avg. collected daily balance** falls below $500 for statement cycle, then a $5.50 maintenance fee and $0.15 withdrawl fee for each debit over 25 applies. If avg. collected daily balance** falls below $2,500 for statement cycle, then a $7.50 maintenance fee and $0.15 withdrawl fee for each debit over 3 applies.
FREE Online & Mobile Banking X X X
FREE Bill Pay X X X
FREE Telephone Banking X X X
Image Statement X X
ATM / Debit Card

Basic debit cards are FREE! 

The Panther Card has an annual fee of $12.00 + tax.

Basic debit cards are FREE!

The Panther Card has an annual fee of $12.00 + tax.

Basic debit cards are FREE!

The Panther Card has an annual fee of $12.00 + tax.

Earns Interest* X

Overdraft Protection Available

X X X

* Interest payment is based on the daily balance method. This method applies a daily periodic rate to the balance in the account each day. The interest rate and the annual percentage yield on the account may change at any time based on the bank's discretion.
**The average collected daily balance is calculated by adding the collected balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.

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