Certificate of Deposit from Lincoln Savings Bank

Certificates of Deposit (CDs)

Lincoln Savings Bank (LSB) has always taken pride in providing competitive rates on CDs. We offer a variety of terms to fit your time-frame and financial goals. Visit our Rates and Specials page for our current CD specials.

Your CD monies with LSB are FDIC insured up to $250,000. If you should require FDIC insurance for amounts greater than $250,000, LSB is part of an elite group of community banks who participate in a program called Certificate of Deposit Account Registry Service (CDARS). CDARS provides FDIC protection on your CD money with LSB for amounts up to $50 Million. Your CD monies in excess of $100,000 will be placed in network institutions, providing several benefits to you!

  • The Safety and Security of FDIC insurance protection on all your CD money
  • A consolidated monthly statement
  • A single 1099 at year end
  • The same outstanding CD rates that you have come to expect from LSB

Learn more about the CDARS program by visiting one of the video links below:

Quicktime Version: Click here to view the How CDARS Works Video
Windows Media File: Click here to view the How CDARS Works Video

What is a Certificate of Deposit (CD)?
A CD is a savings certificate entitling the bearer to receive interest. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination. CDs are insured by the FDIC.
CD Specials
Term Minimum APR Interest Rate  
21 Month $2500 0.85% 0.85% More Info
21 month - Interest will be compounded quarterly and then at maturity. The CD automatically renews to a 24-month term. A penalty may be imposed for early withdrawal. APY=Annual Percentage Yield

*A penalty may be imposed for early withdrawal*

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