Lincoln Savings Bank CDs

Certificates of Deposit (CDs)

Lincoln Savings Bank (LSB) has always taken pride in providing competitive rates on CDs. We offer a variety of terms to fit your time-frame and financial goals. We also offer limited time CD Specials - see below for rates and terms.  Call or stop in today to your nearest LSB location - these special rates won't last forever!

Your CD monies with LSB are FDIC insured up to $250,000. If you should require FDIC insurance for amounts greater than $250,000, LSB is part of an elite group of community banks who participate in a program called Certificate of Deposit Account Registry Service (CDARS). CDARS provides FDIC protection on your CD money with LSB for amounts up to $50 Million. Your CD monies in excess of $100,000 will be placed in network institutions, providing several benefits to you!

  • The Safety and Security of FDIC insurance protection on all your CD money
  • A consolidated monthly statement
  • A single 1099 at year end
  • The same outstanding CD rates that you have come to expect from LSB

Learn more about the CDARS program by visiting the CDARS website.

What is a Certificate of Deposit (CD)?
A CD is a savings certificate entitling the bearer to receive interest. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination. CDs are insured by the FDIC.
CD Special
Term Minimum APY Interest Rate  
9 Month* $25,000 1.00% 1.00% More Info
15 Month** $25,000 1.15% 1.15% More Info
18 Month* $25,000 1.15% 1.15% More Info
*APY=Annual Percentage Yield. Public funds are not eligible for this offer. Interest will be compounded and credited to your account quarterly and at maturity. After account is opened, you may not make deposits into the account until maturity. Early withdrawal penalties may apply. This account will automatically renew for a term of 12 months. APY may be modified or canceled without notice. **The 15 Month, 1.15% APY CD special is available for new deposits only. Funds considered to be new deposits cannot have been on deposit at LSB for the previous 30 days.
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