| Account Designed For | This account is perfect for the small business owner who only requires a very basic checking account for their business finances. FREE online banking, phone banking and bill pay make this a very sensible account. | LSB's Business Checking offers many premier account features and earns credit on the average collected balance**. An ideal checking solution for any size of business, with many value-added features. | This interest bearing* checking account offers a tiered rate structure and MANY extras! It may be held by individuals, sole proprietorships, nonprofit organizations, federal, state, county and municipal government entities. |
| Minimum Amount To Open | $100 | $100 | $100 |
| Monthly Service Charges | 50 free transactions per month (debit and credit). >50 transactions $0.15 charge per debit and credit item. | $5.00 maintenance fee per cycle. $0.15 charge on all debit and credit itmes per cycle. | $5.00 maintenance fee per cycle. $0.15 charge on all debit and credit items per cycle. |
| FREE Online Banking & Bill Pay | X | X | X |
| Online Cash Management | $19.95 | $19.95 | $19.95 |
| FREE Telephone Banking | X | X | X |
| FREE Research | | X | X |
| eDeposit | $25.00 | $25.00 | $25.00 |
| Image Statement | X | X | X |
| ATM / Debit Card | Basic debit cards are FREE! The Panther Card has an annual fee of $12.00 + tax. | Basic debit cards are FREE! The Panther Card has an annual fee of $12.00 + tax. | Basic debit cards are FREE! The Panther Card has an annual fee of $12.00 + tax. |
| Earns Interest* | | | X |
| Earns Credit | | X | |
| Overdraft Protection Available | X | X | X |