Business Insurance

 Addressing the possible exposures that can result in major financial loss for a business can be extremely challenging, but a vital part of managing the risk associated with running a business. LSB Financial provides affordable insurance solutions for your business, such as:

  • Property Coverage: Protects business property, inventory and equipment against physical loss or damage by theft, accident or other means.
  • Liability Coverage: Provides protection against claims of bodily injury or property damage for which your business may be liable. It also helps protect against lawsuits.
  • Auto: As an independent agency, we can shop the various commercial auto insurers to get the best comprehensive auto insurance, offering a wide variety of coverage and acceptance of vehicles and drivers.
  • Workers Compensation: Protect your business from the expenses associated with work related injuries or illness of your employees.
  • Umbrella - Excess liability: Businesses are vulnerable to unsuspected events like natural disasters or lawsuits that often result in losses that exceed the limits of liability coverage. Umbrella insurance policies provide additional liability insurance to "cover the gap", potentially saving your business in the event of a catastrophic event.
  • Group Benefits: Businesses that offer competitive benefits programs are more likely to attract and retain good employees.
    Contact us to learn more.
  • Willis partner: LSB Financial / Insurance has access to the Willis Group, a global insurance brokerage. With Willis' assistance, our business insurance agents are well equipped to handle any large insurance risk, regardless of size and needed expertise. To see what our relationship with Willis can do, please check out this link. 
  • Individual Insurance is also available.

    LSB Financial also provides extra materials, services and safety audits to help your business avoid unnecessary exposure to risk.
    LSB Financial Safety Audits (122 KB)
    Employee Slip/Trip/Fall Prevention Checklist (93 KB)
    Employer Slip/Trip/Fall Prevention Checklist (92 KB)
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