Mortgage Rate Disclosures

15 Year Fixed Rate Disclosure & Example
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $140,000 and an estimated property value of $175,000. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.750% interest rate, the APR for this loan type is 3.936%. The monthly payment schedule would be:

• 179 payments of $1,018.11 at an interest rate of 3.750%
• 1 payment of $1,018.40 at an interest rate of 3.750%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. All rates, terms and conditions are subject to change without notice.

30 Year Fixed Rate Disclosure & Example
The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $140,000 and an estimated property value of $175,000. The property is an existing single family home and will be used as a primary residence. The rate lock period is 30 days and the assumed credit score is 740.

At a 4.250% interest rate, the APR for this loan type is 4.357%. The monthly payment schedule would be:

• 359 payments of $688.72 at an interest rate of 4.250%
• 1 payment of $687.25 at an interest rate of 4.250%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. All rates, terms and conditions are subject to change without notice.