This page provides common documents that are used during the loan process.
Uniform Residential Loan Application Borrower's Certification and Authorization Consumer Handbook on Adjustable Rate Mortgages (ARM) Credit Report Authorization and Release Disclosure Notices Good Faith Estimate Mortgage Loan Disclosure Statement/Good Faith Estimate Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance Tax Information Authorization The Federal Equal Credit Opportunity Act The Housing Financial Discrimination Act of 1977 Fair Lending Notice Truth in Lending Disclosure Statement (RegZ)
Even with today's low interest rates, the total amount of interest you may pay over the life of your mortgage can seem like a staggering amount.
We'll work with you to determine if the timing is right to change your loan program, considering your cash on hand, how likely you are to sell your home in the near future, and what effect refinancing might have on your future plans.
Equal Housing Lender