Community
Banking
as a Service
Done Differently
History Meets Innovation
Building strong local communities has been and continues to be a core principle since our founding in 1902.
Today we empower much broader, digitally-connected communities by enabling Fintechs and other businesses to offer secure banking products backed by Lincoln Savings Bank.
Fintech Pioneer Since 2014
When most banks saw fintechs as a threat, we were strategizing on ways to partner.
Flexible Technology Stack
We work with a number of providers for critical functions allowing maximum optionality.
40th Largest Bank in US by Number of Accounts
Just a small Iowa bank. Think again?
Backed by Industry Leaders
Leading the way in fintech and innovation
BREAKING
THE MOLD
Speed, Agility & Security
LSBX has created processes to allow for something unusual in banking, speed. Our experience in working with fintech companies has given us a unique perspective – we don’t balance between velocity and compliance, we stand firmly on both.
We're here to build confidence in the integrity of mobile financial technologies and to develop efficient, cutting-edge solutions.
PROOF IS IN THE PARTNERSHIP
Partnering to Build Powerful FDIC Insured Financial Products
BANKING
PAYMENTS
SERVICING
KYC/KYB
Account Opening
Ledgering
Consumer
Business
Lending
Multi-Rail Options
Same Day ACH
VISA or Mastercard Cards Virtual Cards
Mobile Wallets
Payment Processing
Customer Insights
Direct Service
API Access
Ticket Integration
A Powerful Partnership Awaits
We believe in building productive partnerships through mutual trust and real transparency