Refer-a-Friend & Earn a FREE Gift

posted 10/16/2019 in Banking

With our NEW accounts you not only receive a FREE gift when you open a checking account, but you can also choose another FREE gift each time you refer a friend!

We know you’ll love banking with us so much, we’re offering a FREE* gift every time you refer a friend and they open a checking account. All you have to do is write your name on one of our handy brochures in branch or make a referral at

Personal Checking Account Options at Lincoln Savings Bank
Simply Free Checking Direct Interest Checking 50+ Interest Checking Premier Interest Checking
Choose the best account for you! No minimum balance or monthly service charge makes this is the perfect account for everyone. Earn interest with this account when you have at least one direct deposit or automatic payment set up. Customers who are 50 years or older can enjoy this free account that features great benefits. Do you maintain an average daily balance of $1,500 in your account? This account pays interest.
Minimum Opening Deposit $50 $50 $50 $50
Earns Interest1 Included with Account Included with Account Included with Account
Free Personalized Checks Included with Account Included with Account
Online Banking, Mobile Banking, Bill Pay, and Debit Card.
Included with Account Included with Account Included with Account Included with Account
Monthly Maintenance Service Charges2 None None None If the average daily balance is below $1,500 there is a $5.00 monthly maintenance service charge.
1 Your interest rate and annual percentage yield may change. At the bank’s discretion, we may change the interest rate on your account daily. Interest will be compounded and credited to your account monthly. Interest begins to accrue no later than the business day the bank received credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Ask us about our current rates.
2 Sales tax may apply.

Not only do our personal checking account customers receive a FREE* gift by opening a new checking account, but we also offer up to $10.00* for your unwanted debit cards and unused checks from prior banking institutions!

Business Checking Account Options at Lincoln Savings Bank

For our business customers, we offer a flat $10.00* for any unused checks and debit cards you’ll no longer be using from other banking institutions.

With so many exciting new account benefits, we look forward to serving you and your friends by paring you both with your ideal account option. Stop by your nearest location today or visit to get started!

Lincoln Savings Bank. Member FDIC.

*Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. After successfully completing the application and opening your checking account, you will receive your free gift. To receive your free gift, please visit one of our convenient locations. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. $10 for checks and debit cards from another financial institution given at the time of the checks/debit cards are presented for any new business checking account.

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