Financial Planning: Confidence and Comfort for Your Future

posted 2/21/2013 in General

Financial planning is the key to happier fiscal future.

In today's financial climate it can often be difficult to know what to do with your money, especially if you are looking to begin saving for retirement, college expenses for a child or other large expenses. Worry caused by money and finances can be a great stressor in life, so why not do yourself a favor and get rid of this unneeded stress by setting up a financial plan with a professional financial planner at LSB Financial? 

Not only will this help with your own angst and anxiety, but financial planning will also ensure you have the money set aside for future expenses and to live the life you want. Statistics from the 2012 Household Financial Planning Survey conducted by the Princeton Survey Research Associates for the Consumer Federation of America back this claim up.
For example, those surveyed who had a financial plan were more likely to say they live comfortably, are confident in managing finances (money, savings, investments) and have a much higher feeling of control over their finances than those without a plan. Survey participants with a financial plan were also more likely to say they did not feel behind on specific financial goals.
How great would it feel to be confident about your financial future? Financial planning can create solid financial habits and increase a feeling of assurance. About 46 percent of those with a financial plan regularly saved 10 percent of their income, as opposed to only 16 percent of non-planners that did the same.
The professionals at LSB Financial can help you start your journey toward a secure financial future. Imagine not having to worry about emergency expenses, being able to send your child to a great college or outliving your money 10, 15 or 20 years down the road. That dream begins with a solid financial plan, and LSB would love to help you create it.
*Important Notes: Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC. They are not a deposit, not FDIC insured, not covered by a bank guarantee, not insured by any federal government agency and may lose value. Insurance products offered through LPL Financial or its licensed affiliates. Lincoln Savings Bank and LSB Financial are not registered broker/dealers and are not affiliated with LPL Financial.
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