When Small Business Meets the Right Community Banker - A Love Story
Whether it’s love or business, great relationships don’t just happen. This applies to business banking as well. Ask any business owner and they’ll tell you they spend a lot of time – too much time - juggling the business of running a business. Getting paid, paying bills, paying employees, managing benefit programs, evaluating cash flow and staying safe online – it’s complicated. Drop one of those balls and watch out – things can get ugly fast.
That’s where we come in. A lot of big banks just sell services to earn fee income, but at LSB, we don’t rush into things. Instead, we take the time to get to know you and understand the way you run your business. Because we don’t want to just rack up transaction fees; we want to be in it with you for the long haul, meeting your needs today and in the future. And that takes work. And communication. Face time, even.
Human To Human Support Coupled with Top of the Line Technology
When you work with LSB, you’ll always have a real person to work with, a voice on the other end of the phone. You’ll get in-person training on new systems when you need it, not just a link to a YouTube video. You’ll get real solutions tailored to your business, not workarounds. That’s how we build relationships and why we’ve been around for over a century.
Our LSB Pro Treasury Management services provide the technology and the flexibility to keep up with the demands of the current marketplace. Everything we offer works together to maximize funds and streamline cash flow. These are just a few of the business services we offer:
Electronic Funds Processing – Whether you are pulling payments for accounts receivable or depositing funds into your own accounts, LSB’s suite of online tools can be customized to safely meet all of your online banking needs. This includes remote deposit so you can deposit checks electronically rather than driving to the bank to make a traditional deposit.
Positive Pay/Fraud Protection - Our positive pay service is a daily reconciliation system used to detect fraudulent items presented for payment on your account. We use over 30 analytic points to learn your business’ typical banking patterns and practices. If we see unusual activity, we hold the transaction until we can personally verify the details of the transaction with you.
Merchant Card Services – Few businesses can function these days without accepting credit and debit cards but, you guessed it, it’s complicated. You deserve a partner who understands the industry and knows how to provide the best possible solution for your needs, not just a one-size fits all solution. At LSB, we offer Point-Of-Sale integrations, stand-alone terminals, Virtual Online Terminals, as well as mobile solutions. Add to this our highly competitive pricing and, well, we’re looking mighty attractive.
LSB offers a full suite of business banking services to meet the needs of businesses of all sizes. Whether you need all of our services, or just a few, we can tailor a solution that makes sense for your business. If you are considering a change in your banking relationship, we would be happy to talk with you about how we can customize our banking products and services to meet your specific business needs. Please contact us today or give us a call at one of our many Iowa locations for more information.
Lincoln Savings Bank, Member FDIC
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