5 Things to Keep in Mind When Choosing an Insurance Agent

posted 8/5/2015 in Insurance

Not all insurance agents are the same. Choosing the right agent can make a difference in price, quality and service. Whether you’re looking for a new insurance agent or looking for the first time, it’s important that your needs are understood.

Here are five tips to use when choosing an insurance agent:

  1. Do your homework - Know your insurance needs before you talk to agent. You might not understand the specific details regarding insurance, but you should have an idea of what you need by doing some research online. You will feel more confident with some basic knowledge under your belt.

  2. Ask your neighbors, friends and family for referrals – This is a great way to learn about a specific agent, possible prices and customer service habits of someone that you’re considering. 

  3. Shop around – Have a list of agents that you are considering and have a conversation with each individual. You will feel more comfortable if you find an agent who is easy to communicate with.  Also, explain your situation and ask for quotes to get a feel for prices.

  4. Ask questions – It can be intimidating to speak with someone who specializes in a field you might not know a lot about, so ask questions! Purchasing insurance is a big decision, and it’s important to know everything before you commit to an insurance policy. Remember, no question is a bad question.

  5. Protect yourself – Make sure you have read everything thoroughly and asked questions on what you didn’t understand. A quality agent is one who educates their client. Remember to ask for copies of everything you sign and keep the receipts after you purchase any type of insurance.      

Purchasing insurance is a big decision. Choosing the right agent can help you get the most out of your insurance. LSB Insurance is proud to offer a variety of options and agents that provide you with honest, quality care for all of your insurance needs. Learn more about our high insurance standards on our website and receive a quote today!

LSB Insurance, a Lincoln Savings Bank Company

Not FDIC Insured | May Lose Value | No Bank Guarantee

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