**Attention Online and Mobile Banking Customers: If you are experiencing issues resetting your password, please click here for support options over the weekend and holiday.***
Search the site
posted on 7/26/2018
If you can't seem to find your dream home, you can build it! Constructing your own home is easier than you think and LSB can help.
posted on 6/12/2018
You know how much your home costs, but do you know about all the other required fees?
posted on 6/4/2018
Owning your own home is a gratifying and exciting journey. If you are considering purchasing a home, these are just some of the benefits you'll get to enjoy.
posted by Jasmyne Green on 4/5/2018
Buying a home should be as simple and enjoyable as possible, which is why we've broken it into achievable steps.
posted on 5/9/2016
If you've never worked in the mortgage industry, the word escrow probably doesn't mean anything to you. But if you are looking to buy your first home, it is a word you should probably know.
posted on 4/11/2016
The path to buying a home can be a confusing time. Here are some key terms that will hopefully help you get a grasp on the alphabet soup that is home buying. And more importantly, help you feel empowered when buying your first home!
posted on 12/10/2015
If you are wondering if you can afford to buy a home this year, one option you may want to consider is a loan insured by the Federal Housing Administration (FHA). FHA loans allow borrowers to obtain a mortgage without a big down payment and other costs.
posted on 11/12/2015
With all of life's unexpected expenses and an unpredictable economy, we all look to limit the amount of money we spend, especially on those expenses that are within our control. You may be surprised to learn that your mortgage payment can be one of them!
posted on 10/20/2015
Going to open houses can be the much more glamorous aspect of buying a house, but knowing some financing basics will help make the actual process of purchasing your first home seamless!
posted on 9/29/2015
There was no change made in the federal funds rate by the Fed. There were cited concerns that weaker global economic growth around the world could exert downward pressure on U.S. inflation rates, which already are well below the Fed's target level. This led to Fed officials lowering forecasts for inflation for the next several years.
posted on 9/16/2015
How do I get a home loan to buy my first house? Learn why saving is so important to getting a mortgage for your first home.
posted on 9/10/2015
If you've ever been in the military, you know that there are rules and a process for everything. So, it's not surprising that getting a VA home loan, even for veterans, involves some rules and process beyond what a traditional home loan involves.
posted on 8/28/2015
Understanding the acronyms for any loan can be confusing. It is especially confusing when you add in a government program. Learn the FHA and VA Loan terms from A to Z here!
posted on 6/17/2015
Uncover the truth as we bust five myths about the VA and FHA loan programs and see if they are right for you!
posted on 6/10/2015
One government program that has long helped low and middle-income borrowers purchase homes is the Federal Housing Administration (FHA). Congress created this agency at the height of the Great Depression, and it officially became an agency under the US Department of Housing and Urban Development's (HUD) in 1965. Since 1934, the FHA has insured over 34 million home loans and the program continues strong today.
Few loans are as powerful and versatile for veterans and their families as a military VA loan. Active military personnel, reservists and military veterans should not overlook taking advantage of this hard- earned benefit if they are considering a home purchase, refinancing a current VA loan or making certain kinds of home improvements.
posted on 6/1/2015
One of the most powerful benefits our active duty military and veterans earn is a VA home loan. These loans can be used to finance the purchase of a home or other home improvement projects like energy efficient appliances or updates.
posted on 5/13/2015
In our last blog post we discussed the needs of anyone who was thinking about purchasing a home in 2015. Of course, purchasing a new home means you have to sell the one you are currently living in.
posted on 5/12/2015
Spring has kicked into gear, meaning Home Buying Season is here. For many of you, 2015 is the year you are definitely, finally making the move to a new home. If you've come to this decision, congratulations! The decision to purchase a new home and move is not a small one.
posted on 3/23/2015
Buying a home is not something you can do on a whim. It must be planned for. After all, you are moving into a new place to raise your family or spend your retirement, so you want to be sure it is everything you need and that the financials are taken care of correctly.