Don't Leave Your Business To A Banking App

With Lincoln Savings Bank, you get an app AND a trusted local bank with business advisory + a full suite of financial products.

We've got what online-only banks can't offer.

  • Convenient branches throughout Iowa
  • Expert financial advice
  • Local funding & fraud controls
Website-Landing-Page-Rich-Text-Graphic-1200-x-400-px-1.gif


We’re not just a resource for your business, we support our local community through acts of service and millions donated to charitable and civic causes through our Foundation.

We’re here when you need us.

Compare Accounts

Simply Free Business Checking
Business Money Market
Nonprofit Checking Account
Choose the best account for you! No minimum balance or monthly service charge plus you get 1,000 free monthly transaction items. Enjoy investment-level returns and instant access to your money through checks and digital banking tools. Save with low fees, earn interest, and get 1,000 monthly transactions.
Minimum Opening Deposit $50 $50 $50
Earns Interest1 Yes Yes
Free Business Debit Card Yes Yes
Free Online Banking, Mobile Banking, & Bill Pay Yes Yes Yes
Free eStatements Yes Yes Yes
Monthly Maintenance Service Charges 2 None No fees if balance stays above $2,500 (there is a 2-month grace period after account opening to achieve minimum balance) None
Minimum Opening Deposit
$50
Earns Interest1
Free Business Debit Card
Yes
Free Online Banking, Mobile Banking, & Bill Pay
Yes
Free eStatements
Yes
Monthly Maintenance Service Charges 2
None
Minimum Opening Deposit
$50
Earns Interest1
Yes
Free Business Debit Card
Free Online Banking, Mobile Banking, & Bill Pay
Yes
Free eStatements
Yes
Monthly Maintenance Service Charges 2
No fees if balance stays above $2,500 (there is a 2-month grace period after account opening to achieve minimum balance)
Minimum Opening Deposit
$50
Earns Interest1
Yes
Free Business Debit Card
Yes
Free Online Banking, Mobile Banking, & Bill Pay
Yes
Free eStatements
Yes
Monthly Maintenance Service Charges 2
None
1 Your interest rate and annual percentage yield may change. At the bank’s discretion, we may change the interest rate on your account daily. Interest will be compounded and credited to your account monthly. Interest begins to accrue no later than the business day the bank received credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Ask us about our current rates.
2 Sales tax may apply.

Website-Landing-Page-Rich-Text-Graphic-1300x250.png
Ranked #1 Bank In Iowa

As the top Iowa bank on Forbes Best-In-State Banks list in 2024, you can have
confidence you’re choosing a trusted bank that values excellence. 

Tops for:
Customer service
Quality of financial advice
Fee structure
Degree of trust
Access to help at branches
Reviews & ratings



We Seem To Be Developing A Pattern...

forbes-award.pngtop-farmer-award.pngbest-of-best-award.pngsba-award.png

Need fraud controls or funding?

Call us at 1-888-381-4185

"Helped Us Grow Our Business"

We love the community aspect of banking with LSB. LSB has helped us grow our business from the ground up! From land purchases to building improvements to everyday needs, LSB has been with our farm every step of the way. The employees have the knowledge, passion and customer service to help us succeed.

- Jordan Hansen | Secretary | Hansen's Farm Fresh Dairy, Inc.
 

"A Community Bank Feel"

The highlight for me is LSB's ability to know their customers and to have a community bank feel when I walk into their branches. I almost always have a brief conversation with different people that work there that is not just servicing my banking business needs for that day. I feel at ease when I go into the bank and look forward to who I may bump into while there.

- Walter Burtis | Owner | Brass Tap
 

"LSB is always there when I need them."

Every business wants to grow each year and LSB is always there when I need them. It's exciting that I have a partner that wants the best for me. If you want excellent customer service and partner that wants to help you grow, LSB is the place. They are committed to seeing you succeed and care about you, your family and your business.

- Tom Schrage | President | QC Net Works