Auto Mechanics

Auto Industry

In the auto industry, your business is keeping your customers on the road. The professionals at LSB Insurance are here to help keep you in business with auto repair shop insurance and more. It only takes a moment for the unexpected to happen and before you know it, your business could be the one in need of repair.

Your local LSB Insurance agent will work with you to build an insurance package that fits your shop and your budget.

Garage Liability Insurance

Insurance coverage for your Auto Service and Repair business in case of accidents, mistakes or injuries that may occur on or away from your premises.

Garage Keepers Insurance

Protection for your customers’ cars while they are at the auto repair shop.

Business Auto Insurance

Coverage if an employee is test-driving a customer's vehicle following a service appointment, or when an employee is involved in a car accident while driving a personal vehicle on behalf of your business.

Business Interruption Insurance

Also known as loss of income, business interruption insurance helps keep you in business when unexpected events occur. If the unthinkable happens and your entire business is destroyed, you will still need to pay wages, rent, suppliers, and taxes.  Business interruption insurance can help keep your business afloat as well as pay for a temporary site, if the need arises.

Business Property Insurance

Protects your auto repair shop against damages to your property from fire, storms, vandalism, theft, and accidents. Property coverage includes more than just buildings; it includes outdoor signage, fencing, furniture, or inventory. Most policies also include coverage for your employee owned tools.

Special Equipment Insurance

Additional coverage is available for special equipment in case of power surges, mechanical breakdowns, burned out motors, or if your employee accidentally does something that causes the equipment to fail.

Worker’s Compensation

Worker’s compensation insurance provides benefits in case your employees are injured in a job-related accident. It covers medical care, rehabilitation and helps replace lost wages until the injured employee is able to return to work.

Talk with your LSB Insurance agent about these other valuable coverages:

  •     Portable tools and equipment coverage

  •     Group health and life insurance

  •     Employment practices liability insurance

  •     Cyber Liability insurance

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