PLEASE NOTE: Effective Friday, November 20th, our lobbies will close. All branch locations will have drive-thru available for transactions during regular hours. If you need to enter a branch lobby, access will be by appointment only. Learn more.

Cedar Falls, IA Branch Location | Lincoln Savings Bank


Welcome to our Lincoln Savings Bank Branch in Cedar Falls, Iowa

Effective November 20, 2020, all LSB branch lobbies are closed. To make a transaction, please visit our drive-thru during regular hours. If you are needing to enter a branch lobby, please call us at 319-266-0095 to schedule an appointment. 

• All customers will be required to wear a mask when doing business inside the bank. If you do not have a mask, our team will be able to provide one to you. 
• Our signage throughout the branch will help to indicate appropriate social distancing lengths should multiple customers be present in the lobby. Please adhere to these guidelines to help us keep our team and our customers safe. 
• We will have a line for customers coming in to do banking, please follow the instructions within the line to ensure proper spacing. If you have an appointment with a specific person at the branch, please wait at the door for that person to come and meet you. 
• If you feel sick, have been in direct contact with someone who tested positive for COVID-19, or have traveled by bus, plane, or train recently, please wait 14 days before visiting the branch. 

Our Washington Street location was the first LSB branch to open in Cedar Falls. The downtown office was acquired from Mercantile Bank Midwest in early 2000, marking our arrival in the metro area. You can find us on the corner of Washington and W 3rd Streets near the vibrant main street district, Overman Park, the Historic Black Hawk Hotel and Cedar Falls City Hall. Look for our one-story building with large windows and the two tall LSB signs featuring our distinctive President Lincoln logo.

Lincoln Savings Bank has a proud history of expert service and dedication to the communities we serve. We regularly support local causes and organizations such as Americans for Independent Living, Cedar Bend Humane Society, and more. Every December, our downtown branch hosts a holiday open house with treats and hot chocolate for the community. Overall, our customer service is rooted in Iowa values and we offer complete financial services to individuals and businesses across Black Hawk County and Northeast Iowa:
  • Full-Service Personal and Business Banking (checking and savings accounts, electronic banking, debit & credit cards)
  • Mortgages and personal loans
  • Commercial lending
Find out why we’ve been named “Best of the Best Bank” by the Waterloo-Cedar Falls Courier four times. Open a checking account online or visit us in person for lobby or drive-up service.

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Member FDIC | Equal Housing Lender

Experience better banking at Lincoln Savings Bank!

Since our founding in 1902, Lincoln Savings Bank (LSB) has been meeting the banking needs of Iowans just like you. LSB Financial, a subsidiary of Lincoln Savings Bank, extends these traditional banking capabilities to include Insurance, Investments, Trust, and more. Together, Lincoln Savings Bank and LSB Financial operate seamlessly to be your complete financial services provider. Call or visit us today!

Products offered by LSB Financial are:

  • Not FDIC Insured
  • No Bank Guarantee
  • May Go Down in Value

Cedar Falls Downtown Office

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