Mortgage Rates

Current Rates

Conventional 15 & 30 Year Fixed Rate Mortgages
Term Minimum APR Interest Rate  
15 Year Fixed $150,000 3.011% 2.875% None
30 Year Fixed $150,000 4.062% 3.625% None
20% down payment required. Subject to credit approval. Rates effective as of 3/2/16.
Certificate of Deposit (CD) Specials
Term Minimum APR Interest Rate Origination Fee  
$2500 minimum deposit, interest compounded quarterly and at maturity, after account is opened you may not make deposits into the account until the maturity date, this account will automatically be renewed at maturity for 24 months. If renewed, you have a grace period of ten (10) calendar days after the maturity date to withdraw the funds, without being charged a penalty.
Conventional 15 & 30 Year Fixed Rate Mortgages
Term Minimum APR Interest Rate Origination Fee  
15 Year Fixed $150,000 3.011% 2.875% 0% None
30 Year Fixed $150,000 4.062% 3.625% 0% None
20% down payment required. Subject to credit approval. Rates effective as of 3/2/16.
Adjustable Rate Mortgages
Term Minimum APR Interest Rate Origination Fee  
1% Origination. Rates are for purchase or rate/term refinance, 740 mid FICO or better 75% LTV or less 41% DTI or less 100,000 min loan amount, other loan amounts available.
FHA Fixed Rate Mortgages
Term Minimum APR Interest Rate Origination Fee  
Rates are for purchase, rate/term refinance. Minimum 640 mid FICO score. 60 Day Rate Lock.
USDA Rural Development
Term Minimum APR Interest Rate Origination Fee  
620 mid FICO or better. Income Restrictions Apply. Property Restrictions Apply. RD will not guarantee loans that are secured by properties with outbuildings
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