Contractor Insurance

When you need the right insurance, we're on the job.

  • Comprehensive coverage
  • Policies for operations of any size
  • Certificates and insured endorsements

From artisan craftsmen to enterprise-level highway contractors

At LSB Insurance, our professionals understand the unique construction insurance needs you encounter as a contractor. Your local LSB Insurance agent will tailor an insurance package that provides coverage specific to your trades business.

Contractor insurance packages cover exposures to:

  • General liability
  • Professional liability
  • Equipment and property
  • Pollution
  • Commercial auto
  • Umbrella or excess liability
  • Worker’s compensation
  • Employment practice liability
  • Surety bonds
  • Many other specialty insurance products for the construction industry

As a contractor, you can rely on LSB Insurance to cover your exposures in the field and at your shop. We have the expertise and markets available to protect your business.

Need certificates and additional insured endorsements?

LSB Insurance can take care of that, too. Our dedicated account managers have the knowledge and expertise to deliver quick turnarounds to get you paid for the work you are bidding on or have completed. We know the importance of getting these to your certificate holders and making sure your insurance requirements are met in a timely manner.

Our experience covers a wide spectrum of businesses in the construction industry:

  • General Contractors
  • Commercial and Residential Builders
  • Architects and Engineers
  • Electrical Contractors
  • Drywall, Plaster, Ceiling Contractors
  • Roofing Contractors
  • Plumbing Contractors
  • Concrete Contractors
  • Sheetmetal and HVAC Contractors
  • Fence Contractors
  • Road Construction Contractors
  • Landscaping Contractors

LSB Insurance has access to the Willis Group, a global insurance brokerage. With their assistance, our business insurance agents are well equipped to handle any large insurance risk, regardless of size and needed expertise.

We'll help you evaluate your project’s insurance requirements and contracts, and then work with you to put together a plan that adequately protects your business during and after construction.

Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.