Farm Insurance

Choose an insurance partner you can grow with.

  • Policies for farms of any size
  • Protect buildings, equipment and livestock
  • Guidance from agents who know farming

Your livelihood, your past, your future

Your farm is more than just a business. The agents at LSB Insurance understand that. We'll make sure you're covered with the most comprehensive farm insurance possible.

From small hobby farms to large grain and livestock operations, these policies protect your farm buildings, equipment, and livestock. LSB Insurance insures farms across Iowa with flexible products and insurance coverage designed to meet the needs of your farm operations.

  • Dwellings and Household Property
  • Farm Buildings
  • Scheduled and Blanket Farm Property
  • Equipment Breakdown
  • Comprehensive Machinery Coverage
  • Farm Liability and Workers Compensation
  • Environmental Coverages

Types of farm insurance offered

Federal Crop Insurance: Multi-Peril Crop Insurance (MPCI) is a government-subsidized risk management tool available for agricultural producers, farmers, ranchers, and others to protect against:

  • The loss of their crop yields due to natural disasters, such as hail, drought or excess moisture
  • The loss of revenue due to price declines for agricultural commodities.

Crop Hail Insurance: Crop Hail Insurance is available to agricultural producers, farmers, ranchers and others from private insurers because hail is a narrow peril that occurs in limited places.

Crop Hail Insurance protects against:

  • Hail
  • Transit
  • Fire

Livestock Insurance: Livestock Gross Margin (LGM) and Livestock Risk Protection (LRP) are available to protect against the loss of gross margin or loss of revenues from a price decline over a certain amount of time. These policies do not protect against mortality, disease, or any other cause of loss. Livestock Mortality insurance coverage is also available as a separate product.

Umbrella Insurance Policies: Agri-businesses are vulnerable to unexpected events like natural disasters or lawsuits that often result in losses that exceed the limits of liability coverage. Umbrella insurance policies provide additional liability insurance to "cover the gap," potentially saving your farm in the event of a catastrophic event.

Employee Benefits and Group Insurance: Whether your farm is a small family operation or large commercial enterprise, a benefits program protects those who help with the daily operations. Cover your family and employees with major medical insurance, vision and dental insurancedisability insurance and workers’ compensation.

Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.