We do authorize and pay overdrafts for the following types of transactions:
- Checks and other transactions made using your checking account number
- Automatic bill payments
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to: (you will be given the opportunity to indicate whether you want Lincoln Savings Bank to pay these types of overdrafts on the next page)
- ATM transactions
- Everyday debit card transactions
Lincoln Savings Bank pays overdrafts at our discretions, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.