Child Care Center Loans

Serving our communities through day care center financing

  • Up to 100% financing
  • Floating, fixed rate adjustable or fixed-for-term
  • We'll go the extra mile

Child care is essential for our rural communities and families to thrive.

Unfortunately, it is often left with an unacceptable lack of financial options and support. Lincoln Savings Bank has the resources to help our community day care centers access the financing they need. 

Our team of highly engaged lenders will work with you to develop financing solutions designed to fit your needs.

Financing Programs

Community Facilities Program (USDA) Business & Industrial Program (USDA) SBA 7(a)
Project Size Up to 100% financing on up to $100 million Up to 100% financing on up to $25 million Up to 100% financing on up to $5 million
Term/Amortization Up to 40 years Up to 40 years Up to 25 years
Pricing Floating, fixed rate adjustable or fixed-for-term Floating, fixed rate adjustable or fixed-for-term Floating, fixed rate adjustable or fixed-for-term
Borrow Type Non-Profit organizations & public bodies/municipalities For-Profit or Non-Profit businesses For-Profit entities
Eligible Markets Population < 50,000 Population < 50,000 No restrictions
Potential 80% Guarantee 80% Guarantee 75-90% Guarantee
Community Facilities Program (USDA)
Term/Amortization
Up to 40 years
Pricing
Floating, fixed rate adjustable or fixed-for-term
Borrow Type
Non-Profit organizations & public bodies/municipalities
Eligible Markets
Population < 50,000
Potential
80% Guarantee
Business & Industrial Program (USDA)
Term/Amortization
Up to 40 years
Pricing
Floating, fixed rate adjustable or fixed-for-term
Borrow Type
For-Profit or Non-Profit businesses
Eligible Markets
Population < 50,000
Potential
80% Guarantee
SBA 7(a)
Term/Amortization
Up to 25 years
Pricing
Floating, fixed rate adjustable or fixed-for-term
Borrow Type
For-Profit entities
Eligible Markets
No restrictions
Potential
75-90% Guarantee
Lincoln Savings Bank is a full-service Iowa bank dedicated to local customers and communities since 1902.