Child Care Center Loans

Serving our communities through day care center financing

  • Up to 100% financing
  • Floating, fixed rate adjustable or fixed-for-term
  • Available to nonprofits and for-profits

Financing to cater to our communities' youngest members

Lincoln Savings Bank goes the extra mile to help Iowa communities and businesses achieve their goals. Our team of highly engaged lenders will work with you to develop financing solutions designed to fit your community child care center's needs. Lincoln Savings Bank has the expertise in government-guaranteed lending programs your child care center needs to thrive.

Our team of highly engaged lenders will work with you to develop financing solutions designed to fit your needs.

Financing Programs

Community Facilities Program (USDA) Business & Industrial Program (USDA) SBA 7(a)
Project Size Up to 100% financing on up to $100 million Up to 100% financing on up to $25 million Up to 100% financing on up to $5 million
Term/Amortization Up to 40 years Up to 40 years Up to 25 years
Pricing Floating, fixed rate adjustable or fixed-for-term Floating, fixed rate adjustable or fixed-for-term Floating, fixed rate adjustable or fixed-for-term
Borrow Type Non-Profit organizations & public bodies/municipalities For-Profit or Non-Profit businesses For-Profit entities
Eligible Markets Population < 50,000 Population < 50,000 No restrictions
Potential 80% Guarantee 80% Guarantee 75-90% Guarantee
Community Facilities Program (USDA)
Term/Amortization
Up to 40 years
Pricing
Floating, fixed rate adjustable or fixed-for-term
Borrow Type
Non-Profit organizations & public bodies/municipalities
Eligible Markets
Population < 50,000
Potential
80% Guarantee
Business & Industrial Program (USDA)
Term/Amortization
Up to 40 years
Pricing
Floating, fixed rate adjustable or fixed-for-term
Borrow Type
For-Profit or Non-Profit businesses
Eligible Markets
Population < 50,000
Potential
80% Guarantee
SBA 7(a)
Term/Amortization
Up to 25 years
Pricing
Floating, fixed rate adjustable or fixed-for-term
Borrow Type
For-Profit entities
Eligible Markets
No restrictions
Potential
75-90% Guarantee
Lincoln Savings Bank is a full-service Iowa bank dedicated to local customers and communities since 1902.