Checking Accounts

Every detail is designed to make your day a little better.

Our low fees and free ATM withdrawals are easy on your budget. Our digital banking services are true time savers. But the best thing about Lincoln Savings Bank Checking accounts? There are all these great options to choose from.

Simply Free Checking
Direct Interest Checking
Premier Interest Checking
50+ Interest Checking
Choose the best account for you! No minimum balance or monthly service charge makes this the perfect account for everyone. Earn interest with this account when you have at least one direct deposit or automatic payment set up. Do you maintain an average daily balance of $1,500 in your account? This account pays interest. Customers who are 50 years or older can enjoy this free account that features great benefits.
Minimum Opening Deposit $50 $50 $50 $50
Earns Interest1 Yes Yes Yes
Free Personalized Checks Yes Yes
FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card Yes Yes Yes Yes
Monthly Maintenance Service Charges2 None None If the average daily balance is below $1,500 during the statement cycle there is a $5.00 monthly maintenance service charge. None
No minimum balance or monthly service charge makes this the perfect account for everyone.
Minimum Opening Deposit
$50
Earns Interest1
Free Personalized Checks
FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card
Yes
Monthly Maintenance Service Charges2
None
Earn interest with this account when you have at least one direct deposit or automatic payment set up.
Minimum Opening Deposit
$50
Earns Interest1
Yes
Free Personalized Checks
FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card
Yes
Monthly Maintenance Service Charges2
None
Do you maintain an average daily balance of $1,500 in your account? This account pays interest.
Minimum Opening Deposit
$50
Earns Interest1
Yes
Free Personalized Checks
Yes
FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card
Yes
Monthly Maintenance Service Charges2
If the average daily balance is below $1,500 during the statement cycle there is a $5.00 monthly maintenance service charge.
Customers who are 50 years or older can enjoy this free account that features great benefits.
Minimum Opening Deposit
$50
Earns Interest1
Yes
Free Personalized Checks
Yes
FREE: Online Banking, Mobile Banking, Bill Pay, and Debit Card
Yes
Monthly Maintenance Service Charges2
None

1 Your interest rate and annual percentage yield may change. At the bank’s discretion, we may change the interest rate on your account daily. Interest will be compounded and credited to your account monthly. Interest begins to accrue no later than the business day the bank received credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Ask us about our current rates.
2 Sales tax may apply.