It all adds up to more money in your pocket.
On the list of smart financial moves, putting money into interest-bearing bank accounts is toward the top. That's because your funds keep growing all the time without any effort on your part. At Lincoln Savings Bank, we give your balance a nice boost with competitive rates on Savings, Money Market, CDs and other deposit accounts.
Rates effective as of 09/26/2025.
Certificate of Deposit (CD)
Please reach out to your local LSB branch for more information about our great rates customized to your needs.
| Term | Minimum Balance to Open | APY* | Interest Rate |
|---|---|---|---|
| 6 Months | $2500 | 3.75% | 3.70% |
| 9 Month | $2500 | 3.75% | 3.70% |
| 12 Months | $2500 | 3.80% | 3.75% |
| 18 Months | $2500 | 3.50% | 3.46% |
| 24 Months | $2500 | 3.50% | 3.46% |
- 9 Month
- $2500
- 12 Months
- $2500
- 18 Months
- $2500
- 24 Months
- $2500
- 9 Month
- 3.75%
- 12 Months
- 3.80%
- 18 Months
- 3.50%
- 24 Months
- 3.50%
- 9 Month
- 3.70%
- 12 Months
- 3.75%
- 18 Months
- 3.46%
- 24 Months
- 3.46%
*APY = Annual Percentage Yield. Minimum balance required to open CD is $2,500. Minimum required to obtain APY is $0.01. Public funds are not eligible for this offer. Interest will be compounded and credited to your account quarterly and at maturity. Early withdrawal penalties will apply. Fees may reduce earnings. The offer will renew automatically for a term of 12 months at a new rate. APY is accurate as of 09/26/2025 and is subject to change without notice.
Savings Accounts
| Account Type | Minimum to Obtain APY* | APY | Interest Rate |
|---|---|---|---|
| Savings (Interest Compounded Quarterly) | $0.01 | 0.25% | 0.25% |
| Health Savings (Interest Compounded Monthly) | $0.01 | 0.10% | 0.10% |
- Savings (Interest Compounded Quarterly)
- $0.01
- Health Savings (Interest Compounded Monthly)
- $0.01
- Savings (Interest Compounded Quarterly)
- 0.25%
- Health Savings (Interest Compounded Monthly)
- 0.10%
- Savings (Interest Compounded Quarterly)
- 0.25%
- Health Savings (Interest Compounded Monthly)
- 0.10%
Companion Savings Account
| Term | Minimum to Obtain APY* | Maximum Deposit | APY |
|---|---|---|---|
| No Set Term | $2,500 | No Maximum Deposit Value | 3.00% |
*APY = Annual Percentage Yield. Savings Account requires $50.00 to open the account unless stated otherwise. Fees could reduce earnings. Rates may change after account is opened. New or existing account or line of service with us is required to open a Companion Savings Account.
Premier Money Market
| Interest Rate Tiers | APY | Interest Rate |
|---|---|---|
| $0.01-$2,499.99 | 0.60% | 0.60% |
| $2,500 - $99,999.99 | 0.80% | 0.80% |
| $100,000-$249,999.99 | 0.90% | 0.90% |
| $250,000-$499,999.99 | 1.21% | 1.20% |
| $500,000-$999,999.99 | 1.31% | 1.30% |
| $1,000,000 and OVER | 1.51% | 1.50% |
- $0.01-$2,499.99
- 0.60%
- $2,500 - $99,999.99
- 0.80%
- $100,000-$249,999.99
- 0.90%
- $250,000-$499,999.99
- 1.21%
- $500,000-$999,999.99
- 1.31%
- $1,000,000 and OVER
- 1.51%
- $0.01-$2,499.99
- 0.60%
- $2,500 - $99,999.99
- 0.80%
- $100,000-$249,999.99
- 0.90%
- $250,000-$499,999.99
- 1.20%
- $500,000-$999,999.99
- 1.30%
- $1,000,000 and OVER
- 1.50%
*APY = Annual Percentage Yield. Premier Money Market requires $50.00 to open the account. Fees could reduce earnings. Rates may change after account is opened.