Account Rates

It all adds up to more money in your pocket.

On the list of smart financial moves, putting money into interest-bearing bank accounts is toward the top. That's because your funds keep growing all the time without any effort on your part. At Lincoln Savings Bank, we give your balance a nice boost with competitive rates on Savings, Money Market, CDs and other deposit accounts.

Rates effective as of 03/21/2023

Limited-Time Certificate of Deposit (CD)

This is a special CD rate. Please reach out to your local LSB branch for more information about our great rates customized to your needs. 

Term Minimum to Obtain APY* APY
12 Months $25000 4.58%
Term
Minimum to Obtain APY*
APY

*APY = Annual Percentage Yield. $25,000 minimum balance required to obtain APY. Public funds are not eligible for this offer. Interest will be compounded and credited to your account quarterly and at maturity. Early withdrawal penalties will apply. Fees may reduce earnings. The offer will renew automatically for a term of 12 months at a new rate. APY is accurate as of 01/02/2023 and is subject to change without notice.

Savings Accounts

Account Type Minimum to Obtain APY* APY Interest Rate
Savings (Interest Compounded Quarterly) $0.01 0.25% 0.25%
Health Savings (Interest Compounded Monthly) $0.01 0.10% 0.10%
Account Type
Savings (Interest Compounded Quarterly)
Health Savings (Interest Compounded Monthly)
Minimum to Obtain APY*
Savings (Interest Compounded Quarterly)
$0.01
Health Savings (Interest Compounded Monthly)
$0.01
APY
Savings (Interest Compounded Quarterly)
0.25%
Health Savings (Interest Compounded Monthly)
0.10%
Interest Rate
Savings (Interest Compounded Quarterly)
0.25%
Health Savings (Interest Compounded Monthly)
0.10%

APY = Annual Percentage Yield. Fees could reduce earnings. Rates may change after account is opened.
*Savings Account requires $50.00 to open the account.  APY = Annual Percentage Yield.  Fees could reduce earnings.  Rates may change after account is opened.

Premier Money Market

Interest Rate Tiers APY Interest Rate
$0.01-$2,499.99 0.60% 0.60%
$2,500 - $99,999.99 0.80% 0.80%
$100,000-$249,999.99 0.90% 0.90%
$250,000-$499,999.99 1.21% 1.21%
$500,000-$999,999.99 1.31% 1.31%
$1,000,000 and OVER 1.51% 1.51%
Interest Rate Tiers
$0.01-$2,499.99
$2,500 - $99,999.99
$100,000-$249,999.99
$250,000-$499,999.99
$500,000-$999,999.99
$1,000,000 and OVER
APY
$0.01-$2,499.99
0.60%
$2,500 - $99,999.99
0.80%
$100,000-$249,999.99
0.90%
$250,000-$499,999.99
1.21%
$500,000-$999,999.99
1.31%
$1,000,000 and OVER
1.51%
Interest Rate
$0.01-$2,499.99
0.60%
$2,500 - $99,999.99
0.80%
$100,000-$249,999.99
0.90%
$250,000-$499,999.99
1.21%
$500,000-$999,999.99
1.31%
$1,000,000 and OVER
1.51%

*Premier Money Market requires $50.00 to open the account.  APY = Annual Percentage Yield.  Fees could reduce earnings.  Rates may change after account is opened.

Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.