Home Equity Loans

For everything on life's to-do list

  • Funds for any purpose
  • Low, fixed rates
  • Potential tax deductions

Just look at everything your home can do for you.

Buy it or build it. Go somewhere really exciting or bring joy to everyone in your world. With a Home Equity Loan, the sky's the limit. While home additions or remodeling are popular options, this affordable funding can pay for everything from family vacations to wedding celebrations to college education.

  • Lump sum loans with stable monthly payments
  • Attractive rates
  • Borrowing limit depends on the equity you have in your home (current market value minus mortgage balance)
  • Often used to pay down higher-interest debt and credit card balances
  • Annual interest payments may be tax deductible. Consult your tax advisor.
  • Easy online application process

Start your home equity loan application.

If you're interested in talking with one of our loan experts about home equity loans, applying for a home equity loan, or a farm equity loan, fill out the form below.

Please DO NOT send any of your vital account information or sensitive personal information on this form. This includes account number, login ID, passwords, Social Security Number or birthdate. This form is NOT a secure form of communication.

Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.