Operating Lines of Credit

Be ready to react whenever the situation calls for it.

  • Revolving loan fund
  • Easy access through digital banking
  • Interest-only payments

Cash flow is vital to any thriving business.

In the business world, change is constant and rolling with the punches is a necessity. With an Operating Line of Credit, your business has instant access to capital for any purpose. Whether funds are needed to upgrade critical equipment, hire seasonal workers or weather sluggish cash flow, you can meet a variety of  challenges - all while keeping interest charges in check.

  • Flexible terms and competitive rates
  • Credit limit can be customized for your operating goals
  • Access funds instantly through business Online and Mobile Banking
  • Interest-only payment based on how much credit is in use
  • Finance receivables and inventory
  • Address unexpected expenses or short-term cash flow challenges
  • Build your business credit and position yourself for better loan terms in the future.
Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.