USDA Mortgage Loans

A breath of fresh air for anyone who likes Iowa country living.

  • Live in rural areas or many suburbs
  • 100% mortgage financing available
  • Lower monthly payments

Lincoln Savings Bank has your ticket to open spaces and quiet places

The rattle and hum of city life isn't for everyone. Many Iowans prefer to live where the crowds are smaller, the air is fresher and the elbow room is abundant. Whether you favor farm country or suburban side streets, an affordable USDA Rural Housing Loan can get you into a place where you'll feel right at home.

  • U.S. Department of Agriculture loans can be used to purchase, build, repair or renovate homes in rural areas and certain suburbs
  • Designed for low-income and moderate-income borrowers
  • Home must be primary residence
  • 100 percent loan financing available
  • Low rates keep your monthly payments under control
  • Home loan financing can include closing costs
  • Friendly assistance from a Lincoln Savings Bank mortgage professional who can explain loan details and eligibility requirements

If you think a USDA home loan may be right for you, schedule a free consultation with our mortgage lending team. Fill out the form below and one of our home loan experts will reach out to you soon. We offer personalized service and the local expertise that only comes from more than a century of service to your community. Contact us today or visit your nearest Lincoln Savings Bank branch in Northeast or Central Iowa.


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Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.