ACHpro (ACH Origination)
Lincoln Savings Bank will have adjusted cutoff times for ACH Origination on the following days:
- Christmas Eve – Thursday, December 24th
- Cutoff time is 12:00 pm CST
- New Year’s Eve – Thursday, December 31st
- Cutoff time is 12:00 pm CST
The Fed is closed and no ACH settlement will occur on:
- Christmas – Friday, December 25th
- New Year's Day –Friday, January 1st
For Originations before the Christmas holiday, your file must be authorized prior to 4:00 PM on Wednesday, December 23rd with an effective date of Thursday, December 24th.
The last cutoff available to post ACH transactions before the end of year will be 4:00 PM on Wednesday*, December 30th, effective Thursday, Dec. 31st.
*Customers with access to Same-Day ACH Origination will be able to originate an ACH with same-day effective date on Thursday, Dec. 31st.
ACHpro (ACH Origination) Cutoff Times

DepositPro (Remote Deposit)
Remote Deposit Cutoff times have been adjusted for the following days:
- Thursday, December 24th – Christmas Eve – 12:00 pm CST
- Thursday, December 31st – New Year’s Eve – 12:00 pm CST
DepositPro (Remote Deposit) Cutoff Times

Positive Pay
Exception Item Cutoff times have been adjusted for the following days:
- Thursday, December 24th – Christmas Eve – 12:00 pm CST
- Thursday, December 31st – New Year’s Eve – 12:00 pm CST
2020 Holiday Hours
- Thursday, December 24, 2020 - Closed after 12:00pm
- Friday, December 25, 2020 - Closed
- Thursday, December 31, 2020 - Closed after 12:00pm
- Friday, January 1, 2021 - Closed
2021 Federal Reserve Holidays
- Friday, January 1, 2021- New Year's Day
- Monday, January 18, 2021- Birthday of Martin Luther King, Jr.
- Monday, February 15, 2021- Washington's Birthday
- Monday, May 31, 2021- Memorial Day
- Monday, July 5, 2021- Independence Day
- Monday, September 6, 2021- Labor Day
- Monday, October 11, 2021- Columbus Day
- Thursday, November 11, 2021- Veterans Day
- Thursday, November 25, 2021- Thanksgiving Day
- Saturday, December 25, 2021- Christmas Day