Have you considered the effects of losing your income?
Long-term disability is insurance designed to replace a percentage of your gross income on a tax-free basis should a disability prevent you from earning an income in your occupation. If you are the primary wage-earner, imagine for a minute what life would be like if that income were no longer there to support your household. With that image in mind, it should not be hard to envision the difference long-term disability could make in your ability to sustain your family’s quality of life.
Protecting What's Important
When something is important to you, you pledge to protect and secure it - to make certain it is sustained when you are unable to care for it yourself.
That's the promise you make to yourself and to those you love. And a promise made is a promise kept.
*Disability income insurance policies contain exclusions and limitations. Eligibility for long-term care and life insurance, additional policy benefits and qualification for benefits is determined on a case-by-case basis. For costs and complete details of coverage, please contact your financial advisor.
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