Building Your Portfolio

Building Your Portfolio

Aligning with Investor Goals

Asset allocation is important because, when investing in multiple asset classes, your portfolio may perform more consistently over time and it may address the risk of underperformance. Market conditions that can help one asset class to perform well may cause another to have average or poor returns over the same time period. And, a portfolio consisting of a diversified group of investments may be able to limit your losses and manage the fluctuations of investment returns without sacrificing potential gain.

Our collaborative process between members of our team with specific experience ensures that all of our strategies are well-diversified—not only among broad investment types (equities, bonds, cash, and alternative strategies) but also attempts to have the most optimal mix to work toward your objectives.

Adapting to Market Conditions

We provide advice and implement both strategic and tactical asset allocation strategies. The key difference between these two types of advice is the timeframe over which we are targeting investment opportunities.

Our strategic asset allocation process looks out over a three- to five-year time period. Quarterly, we retest the strength of our asset allocation recommendations.

Relative to strategic asset allocation, tactical strategies are designed to focus over a much shorter timeframe, and potentially take advantage of opportunities as short as a few months. Tactical asset allocation is not the same as “market timing.” Rather, more timely changes can allow portfolios to benefit from rapidly changing opportunities within the market.

*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. Asset allocation does not ensure a profit or protect against loss.

Don't let your dreams fade. Contact us today for a consultation.
Together we'll chart a path to your future.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, LA, MD, MI, MN, MO, MS, NE, NJ, NY, OH, OR, PA, SD, TN, TX, VA, WI, WY.

Blog and News

"Investments" Blogs & News

SEE ALL BLOGS AND NEWS
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Lincoln Savings Bank and LSB Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using LSB Wealth Management, and may also be employees of Lincoln Savings Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Lincoln Savings Bank or LSB Wealth Management. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value
BrokerCheck