Construction Loans, home construction loan, how to get a construction loan, home construction loans

Home Construction Loans

Looking for construction lenders in Central or Northeast Iowa? Experience better banking at Lincoln Savings Bank. We are your local new construction loan lender with locations in Greene, Nashua, Allison, Aplington, Waterloo, Cedar Falls, Hudson, Lincoln, Reinbeck, Garwin, Tama, Ankeny, Grinnell, Clive, and Des Moines.

Making dream homes a reality.

If you’re struggling to find the home of your dreams, let us guide you through the process of building your own. Our smooth and stress-free home-building process allows you to finance the land and construction of your new home.

Lincoln Savings Bank can help make your dream home a reality.

What is a construction loan?

Also known as a house building loan, this type of financing is short-term, intended to last only during the construction process. Once your home is finished with a certificate of occupancy, we can help you convert your construction loan into one of our longer-term mortgage loan options.

Construction Loan Benefits

 Why Choose to Build Your Dream Home With Lincoln Savings Bank?

  • Flexible down payment options
  • Competitive rates
  • Local service & approval
  • Interest-only payments during the building process
  • Dedicated expert to walk you through the building process from beginning to end

Once the home is complete, we're here to assist with the permanent financing options!

When to Choose a Construction Loan

The flexibility and convenience of a new home construction loan make it a perfect financing option for anyone looking to build the home of their dreams. Two alternatives, with stricter eligibility requirements, are the USDA and VA home loan programs, both of which offer construction financing.

Contact an LSB Mortgage Lender Today!

Need help choosing the right home construction loan for you? Contact our mortgage lending team to schedule a free consultation. Fill out the form below and one of our home loan experts will reach out to you soon. We offer personalized service and the local expertise that only comes from more than a century of service to your community. Contact us today or visit your nearest Lincoln Savings Bank branch in Northeast or Central Iowa.

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