FHA Loans

FHA Loan

What's an FHA Loan?

FHA loans are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.

FHA loans are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.

Some of the other benefits of FHA loans:

  • Low down-payment.
  • Closing costs can be financed.
  • Lower monthly mortgage insurance premiums and, under certain conditions, automatic cancellation of the premium.
  • More flexible underwriting criteria than conventional loans.
  • Loans are assumable to qualified buyers.
If you are interested in learning more about what type of home loan might be right for you, let one of our experts help! Fill out this form and one of our experienced mortgage lenders will reach out to you soon. Keep in mind, there is no commitment required to chat with one of our experts. We're simply here as a resource for you.

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