Home Mortgage Loans

Buying a home may be one of the largest investments you will ever make. The Iowa-based mortgage lenders at Lincoln Savings Bank are here to listen to your financial needs and help you get the best interest rates and home loan conditions. Since 1902, our local expertise and experience have made us the bank of choice for thousands of Iowans just like you. More than a century later, we’ve updated our technology and product offerings, but our focus on personalized service hasn’t changed.

Whether you’re buying, building or bettering your home, our experts are here to walk you through a smooth mortgage loan application process while providing best-in-class service. With local branches in Central and Northeast Iowa, and a familiar face to walk you through your purchase, we want to help make your dreams a reality.

Are you a veteran or active duty member looking to buy a home?

Experience better banking at Lincoln Savings Bank!

To serve you better, we offer convenience, innovative technology and a passion for customer service. There are plenty of mortgage companies to choose from, but if you’re looking for the best bank for mortgages in Iowa, contact us today. We’ve been a trusted partner for thousands of homebuying individuals and families. Learn more about our mortgage lending team, contact us, or visit one of our 17 locations in Greene, Nashua, Allison, Aplington, Waterloo, Cedar Falls, Hudson, Lincoln, Reinbeck, Garwin, Tama, Ankeny, Grinnell, Clive, or Des Moines to speak with a home loan lender.

Meet our Mortgage Lenders

Find an expert lender who will help you get to your goals as a homeowner with a home loan you can afford.

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Conventional Loans

We offer both fixed-rate and adjustable-rate mortgages (ARM) to tailor to your home loan needs.

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IFA Loan

We offer IFA loans in conjunction with the Iowa Finance Authority Loan Program to Iowa home buyers.

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VA Loan

We offer VA mortgage loans for eligible veterans and their families.

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USDA Home Loan

We offer USDA loans through the United States Department of Agriculture (USDA) Guaranteed Home Loan Program to assist rural home buyers looking to purchase a home.

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FHA Loan

We offer FHA home loans insured by the Federal Housing Administration for buyers who may not qualify for conventional mortgage loans.

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Home Construction Loan

Build your dream home with Lincoln Savings Bank. Our experienced mortgage lenders can help you every step of the way, from construction to permanent financing.

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Jumbo Loan

We offer jumbo home loans for home buyers who need a higher loan limit.

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Journey to Homeownership

Start the home loan process today. The mortgage lenders at LSB are here to help you achieve your goals, whether it's your first home or your dream home.

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Resources & Tools

Discover the basics, so you can make the best decisions about your home loan.

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Contact Us

Contact one of our experienced lenders to get started on your journey towards homeownership.

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