*Additional fee may apply.
1 Your interest rate and annual yield may change. At the bank’s discretion, we may change the interest rate on your account daily. Interest will be compounded and credited to your account monthly. Interest begins to accrue no later than the business day the bank received credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Ask us for our current rates.
2 These services require a separate agreement. Additional fees may apply.
3 For Start, Momentum, and Elite Checking accounts your first card is at no charge. For the Non-profit Checking account, the first three (3) cards are at no charge. There will be a $5.00 charge for each additional card.
4 Ask us for our current earnings credit.
5 Subject to credit approval.
6 Service charge assessed includes the per item fees.
7 Standard transaction items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers, and other debits from the account, whether by check, debit card, overdraft protection transfer, automated clearing house (ACH), or otherwise.
8 Aggregate cash fees are calculated each calendar month at month-end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits and withdrawals that exceed the cash processed at no charge by 100 and multiply the resulting quotient by the applicable fee.