USDA Business & Industry Loans

Affordable business funding helps build stronger rural Iowa communities.

  • Competitive interest rates
  • Large credit limits available
  • Assistance from commercial lending experts

We help plant the seeds that lead to economic growth.

Farming may be the heartbeat of rural Iowa, but counties and towns do better when the economic climate is diversified. A popular U.S. Department of Agriculture program offers affordable business loans to a wide range of businesses and industries for a variety of purposes. At Lincoln Savings Bank, our expert commercial lending team can help your Iowa business obtain the financing you need to grow and succeed.

USDA Loan Benefits

  • Makes it easier for businesses in rural Iowa communities to access business financing
  • Most types of businesses qualify
  • Large average loan amounts
  • Competitive interest rates and terms

Potential USDA Loan Uses

USDA Loan Eligibility guidelines

  • Available to businesses of any size, including nonprofits
  • Located in a rural area (defined by the USDA as city or town with a population of less than 50,000 people)
  • Good credit score
  • Proof of revenue
  • Ability to provide collateral
  • Personal guarantee
  • Business owner is a U.S. citizen or permanent resident
Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.