Certificate of Deposit (CD)

Put your savings on a schedule that fits your future plans in Iowa.

  • Choose your savings period
  • Lock in higher interest rates
  • Safe, secure investment

Extra money in a few months. Even more in a few years.

Looking for stronger earnings? You don’t need to be a financial wizard or take chances on complicated investments. All you need is some time. With a Certificate of Deposit account, you choose your savings schedule, lock in an attractive interest rate and then focus on other things while your money grows worry-free.

  • Minimum deposit of $2,500
  • Choose certificate terms ranging from three months to five years
  • Earn interest at higher rates than those offered by most traditional savings accounts
  • Option to automatically renew your CD at maturity
  • Deposits insured by FDIC
Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.

Your CD monies with Lincoln Savings Bank are FDIC insured up to $250,000. If you should require FDIC insurance for amounts greater than $250,000, LSB is part of an elite group of community banks who participate in a program called IntraFi Network Deposits formerly known as CDARS. IntraFi Network Deposits provides FDIC protection on your CD money with LSB for amounts up to $50 Million. Your CD monies in excess of $100,000 will be placed in network institutions, providing several benefits to you!

  • The Safety and Security of FDIC insurance protection on all your CD money
  • A consolidated monthly statement
  • A single 1099 at year end
  • The same outstanding CD rates that you have come to expect from LSB
  • Learn more about the IntraFi Network Deposits program by visiting their website.