Important Update Regarding COVID-19 (Coronavirus):  To prioritize the health and safety of our employees, Lincoln Savings Bank (LSB) branch lobbies are closed effective 3/18/2020 until further notice. Drive-ups, ATMs, and drop boxes will remain open during normal business hours where available. Learn more.

Savings Account

Whether you’re just saving money to have a safety net or have a goal to save for a car, house or vacation, Lincoln Savings Bank makes saving easy with the best savings account. It only takes $5 to start a savings account at one of our convenient Central or Eastern Iowa locations. 

We offer a wide range of savings account options!  Choose a standard savings account, money market account, CDs, health savings account (HSA), or an IRA for retirement. Kids can save as well with your guidance, and is a great option for showing them to save money.

Compare accounts and start saving today.

Open a Savings Account

It's easier than ever to save with LSB's online tools!

Apply Now

LSB's Savings Account, an FDIC insured interest-bearing account*, makes saving easy! A $5 minimum deposit will get you started on your way to saving for the future. APPLY NOW to open your Savings account online in just a few minutes!

Enroll in LSB's online banking and take advantage of online features that allow you to set up Automatic Savings by transferring money directly into your savings at regular intervals.

Savings Accounts
Term Minimum APY Interest Rate  
Savings (Interest Compounded Quarterly) $5.00 0.10% 0.10% Apply Now
Health Savings (Interest Compounded Monthly) No Minimum 0.35% 0.35% More Info
APY = Annual Percentage Yield. Fees could reduce earnings. Rates may change after account is opened.
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