Direct Interest Checking

Turn your checking account into an overachiever.

  • Earn competitive interest
  • Enjoy convenience of automatic payments
  • Unlimited digital banking

An almost effortless way to make more money.

Direct Deposit means no standing in line with your paycheck. Automatic payments can mean no worrying about due dates for your monthly bills. If those advantages aren't enough to motivate you, here's another: When you sign up for either Direct Deposit or automatic payments, you qualify for an exceptional savings account that rewards you with competitive interest payments.

  • No minimum balance requirement after account opening*
  • No monthly service charge
  • Free Debit Card
  • Free Online Banking and electronic Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • No charge when using Lincoln Savings Bank ATMs or the thousands of machines that are part of the nationwide SHAZAM network
  • Free thank-you gift 
  • We'll buy back your unused checks and debit cards from another financial institution

*Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. After successfully completing the application and opening your checking account, you will receive your free gift. To receive your free gift, please visit one of our convenient locations. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization.

Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.