Simply Free Checking

Who says you have to pay a high price for great value?

  • No monthly fees
  • No minimum balance
  • Unlimited digital banking

For people who like things free and easy.

No hoops to jump through. No confusing rules to remember. No extra fine print to trip you up. When we describe this account as Simply Free, that means no hassles as well as no charges. But with unlimited digital banking and other financial tools, it does come well-stocked with one thing - convenience.

Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.

*Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. After successfully completing the application and opening your checking account, you will receive your free gift. To receive your free gift, please visit one of our convenient locations. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization.