Premier Interest Checking

We've raised our game to exceed your expectations.

  • Higher interest earnings
  • Unlimited digital banking
  • Free ATM withdrawals

An account that fits perfectly into your portfolio.

If you carry a bigger balance, you're always looking for ways to maximize returns. Premier Interest Checking offers an ideal landing spot for some of your reserves. In addition to all of the time-saving features of a modern checking account, its exceptional earning potential can make it a key part of your wealth management plan.

  • Higher interest rate with an average daily balance of $1,500 or more*
  • Competitive interest rate if average daily balance falls below $1,500
  • Avoid $5 monthly maintenance service charge if average daily balance stays above $1,500**
  • Free Debit Card
  • Free Online Banking and electronic Bill Pay 
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • No charge when using Lincoln Savings Bank ATMs or the thousands of machines that are part of the nationwide SHAZAM network
  • Free thank-you gift 
  • We'll buy back your unused checks and debit cards from another financial institution

*Minimum opening deposit is only $50. **The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a monthly cycle. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. After successfully completing the application and opening your checking account, you will receive your free gift. To receive your free gift, please visit one of our convenient locations. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization.

Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.