50+ Interest Checking

It's about time life started paying you back a little.

  • Earn interest on deposits
  • No monthly fees
  • Unlimited digital banking

An account that's packed with all sorts of pluses.

They say that the years bring us wisdom. In this case, we know that you're smart enough to recognize a great value when you see it. Our checking account for the 50-plus crowd eliminates monthly fees, pays interest on deposits and offers free access to digital banking tools that make bill paying faster and money management easier.

  • No minimum balance required to avoid a monthly service charge*
  • Earn competitive interest on deposits
  • Free Debit Card
  • Free Online Banking and Bill Pay 
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • No charge when using Lincoln Savings Bank ATMs or the thousands of machines that are part of the nationwide SHAZAM network
  • Free thank-you gift 
  • We'll buy back your unused checks and debit cards from another financial institution
Lincoln Savings Bank is a full-service Central and Northeast Iowa bank dedicated to local customers and communities since 1902.

*Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. After successfully completing the application and opening your checking account, you will receive your free gift. To receive your free gift, please visit one of our convenient locations. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Offer good on personal accounts only; ask us about our outstanding options for your business or organization.