Compare our Checking Accounts to discover which account will work best for your needs.
Choose from personal checking account solutions that are perfect for your income level and lifestyle at Lincoln Savings Bank. Whether you are signing your child up for their first checking account, or want a convenient way to pay bills and transfer funds between checking and savings accounts, we have 2 great options.
The eMerge account provides great tools like online / mobile banking, bill pay and a debit card, all for no monthly service charges.
If you maintain a higher balance, an ABE account might be a great solution to help you earn interest on the money in your account.
| eMerge | Abe |
| APPLY NOW! | APPLY NOW! |
| Choose the best account for you! | Do you want a zero monthly maintenance fee account with great tools? | Do you maintain an average daily balance of $1,000 in your account? This account pays interest. |
| Minimum Opening Deposit | $100 | $100 |
| Earns Interest1 | |  |
| eStatements | Required | Available |
Anywhere Banking Tools
Online Banking, Mobile Banking3, Bill Pay, and Debit Card. | | |
| Monthly Maintenance Service Charges | None | None if you maintain an average daily balance of $1,000 in your account. If below there is a $5.00 monthly maintenance service charge. Sales tax may apply. |
1 Your interest rate and annual yield may change. At the bank’s discretion, we may change the interest rate on your account daily. Interest will be compounded and credited to your account monthly. Interest begins to accrue no later than the business day the bank received credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Ask us for our current rates.
2 Must maintain an average daily balance of $1,000 in your account to avoid the $5.00 monthly maintenance service charge. Sales tax may apply. Insurance products are not a deposit, not FDIC-insured, not an obligation or guaranteed by the bank, its affiliates, or any government agency.
3 Lincoln Savings Bank does not charge for Mobile Banking, but your mobile phone service provider may charge for text messages and/or web access. Be sure to check your service plan for additional details.