Compare our Checking Accounts to discover which account will work best for your needs.
Choose from personal checking account solutions that are perfect for your income level and lifestyle at Lincoln Savings Bank. Whether you are signing your child up for their first checking account, or want a convenient way to pay bills and transfer funds between checking and savings accounts, we have 2 great options.
Our Simply Free Checking provides great features and benefits for no cost!
If you maintain a higher balance, our Premier Interest Checking account might be a great solution to help you earn interest on the money in your account.
| Simply Free Checking | Direct Interest Checking | 50+ Interest Checking | Premier Interest Checking |
| APPLY NOW! | APPLY NOW! | APPLY NOW! | APPLY NOW! |
| Choose the best account for you! | No minimum balance or monthly service charge makes this is the perfect account for everyone. | Earn interest with this account when you have at least one direct deposit or automatic payment set up. | Customers who are 50 years or older can enjoy this free account that features great benefits. | Do you maintain an average daily balance of $1,500 in your account? This account pays interest. |
| Minimum Opening Deposit | $50 | $50 | $50 | $50 |
| Earns Interest1 | |  | | |
| Free Personalized Checks | | | | |
FREE
Online Banking, Mobile Banking3, Bill Pay, and Debit Card. | | | | |
| Monthly Maintenance Service Charges | None | None | None | If the average daily balance is below $1,500 there is a $5.00 monthly maintenance service charge. |
1 Your interest rate and annual yield may change. At the bank’s discretion, we may change the interest rate on your account daily. Interest will be compounded and credited to your account monthly. Interest begins to accrue no later than the business day the bank received credit for the deposit of non-cash items (for example, checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Ask us about our current rates.
2 Must maintain an average daily balance of $1,500 in your account to avoid the $5.00 monthly maintenance service charge. Sales tax may apply. Insurance products are not a deposit, not FDIC-insured, not an obligation or guaranteed by the bank, its affiliates, or any government agency.
3 Lincoln Savings Bank does not charge for Mobile Banking, but your mobile phone service provider may charge for text messages and/or web access. Be sure to check your service plan for additional details.