Honest Insights

What You Need to Know About Buy Now, Pay Later

Buy Now Pay Later (BNPL) has become increasingly popular among online retailers and shoppers as an alternative to paying with a credit or debit card. Learn more about the ins and outs of Buy Now, Pay Later.

Clearing Up Confusion: Do SBA Loans Need to be Paid Back?

Small Business Administration (SBA) loans have been historically subject to misunderstandings. Recently, as the agency introduced new programs to provide emergency pandemic funding assistance to the country’s hard-hit small businesses, there has been added confusion.

How Much Money Do You Really Need to Buy a Home in Iowa?

Many people are asking themselves "Can I afford to buy a home?" Luckily for Iowans, homes in our state remain affordable. So, for those taking the homebuying plunge, we've outlined a few important things to keep in mind.

How Long Does It Take to Get an SBA Loan?

If you're a small business owner who has begun the process of researching SBA loans to fund your business, you may be wondering what the process is like and how long it takes. Read this blog to find out more.

School is in Session: 5 Money Lessons to Learn Before College

College is your first taste of independent living, which makes it the perfect time to establish good financial habits that will serve you throughout adulthood.

Why SBA Loans are Important for our Communities

Communities throughout the state of Iowa are driven by small businesses. One way we support small businesses is by way of SBA lending which provides key benefits for small businesses.

How To Manage Your Money On The Move With LSB's Digital Toolkit

Whether you're camping in the woods, shopping for souvenirs, or grabbing a bite to eat, LSB is always a click away with our digital toolkit!

Understanding the Personal Guarantee Required for SBA Loans

To obtain an SBA loan, a personal guarantee is required from anyone who owns more than 20% of the business. This often generates questions from small business owners, so in this article, we'll look more closely at the personal guarantee requirement.

Summer Grilling Safety Tips

Summer grilling can be easy and fun, but it can also be dangerous. Protect your home and family by following these simple grilling safety tips.

Estate Planning and The Future of Estate Tax

Many people have heard the term estate planning but most individuals will not do any form of estate planning even though it may provide a significant benefit.

Seven Age Milestones That Will Impact Your Retirement Planning

Taking the right retirement planning steps as you reach each of the following age milestones could help you maximize your income, minimize your taxes and avoid penalties.

SBA Loans for Women Entrepreneurs

The number of women starting and owning businesses is on the rise, with the U.S. Census Bureau reporting that women-owned businesses increased by 45% from 2007 to 2016, a rate five times faster than the national average.